It's up to everyone to decide for themselves. I think that no, borrowing is not a shame in itself. It's a shame to grow up and not learn how to manage your finances. After all, you've done something wrong since you now need more money. All the problems are in our heads. The main thing is not to abuse it

That's an interesting question. I had never thought about it before. There have often been situations where I have used such a service myself. But I don't consider myself poor. Maybe irrational, but not poor. The way I see it, this service fits the rhythm of our lives. Apply quickly, get a quick response, and get paid quickly. In this day and age, that's priceless. So if you need a relatively small amount for a short term - use it https://paydayplus.net/texas. The main thing is not to forget to return the money on time.