Hello. I want to tell you that like many national banks, Bank of America offers access to a wide network of free ATMs and branches. If you contact Bank of America customer service, you will be presented with three Bank of America account options. Of the three checking account options, Bank of America Advantage Plus is the standard choice for convenient checking account features, including check and overdraft programs, with fairly simple ways to avoid monthly payments. fees of $ 12, including receiving monthly direct deposits of at least $ 250 or maintaining a minimum daily Bank of America account balance of at least $ 1,500.