I'm looking for a new car and trying to decide whether to finance or lease it. Friends, what are the key factors I should consider when making this decision? Can you share your advice or personal experience?
Choosing between financing and leasing a car is a decision that depends on several factors. My personal experience was with Chrysler Capital, a financial services company, where I went through both processes. One of the most important considerations is your financial situation and long-term goals. Financing allows you to eventually own a car, but it comes with higher monthly payments. Leasing, on the other hand, offers lower monthly payments and the opportunity to drive a new car every few years. However, you do not own the car at the end of the lease. Before making a decision, it is important to evaluate your needs and preferences.
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