Merchant accounts are an extremely useful key to unlock the power of your online business. They are allied to a standard business checking account or a direct deposit account and the total earnings from sales are invested electronically into this account through the automated clearing house by the bank. So to cut a long story short, it serves the purpose to make credit and debit card accepting and processing services far more speedy and efficient whilst making yourself and the customer's life easier. With an increasing amount of online stores using the merchant account, this facility is now expected amongst consumers and is known to achieve surprising results when it comes down to the amount of revenue you rake in.

Small business merchant North American Bancard Agent accounts are a vital necessity for handling all electronic payments and are very easy to set up, especially if you have 'offline' card-processing services in place. Due to all the fraud and scams people try to pull off behind closed doors, the credit card merchant account enables a security check on all of the internet transactions by enabling cardholders to verify themselves. These come under two types which is MasterCard's known as 'MasterCard SecureCode' and Visa's is known as 'Verified by Visa'.