A verified financial directory that list of licensed money lenders is a smart resource if you want to borrow safely and avoid illegal or unlicensed lenders. Singapore’s Registry of Moneylenders, maintained by the Ministry of Law, is the main official list that shows which companies are legally allowed to operate — this gives borrowers peace of mind that the lender follows clear rules for interest rates, fees, contracts, and customer treatment.

A good financial directory helps you compare licensed lenders easily by showing their business addresses, license numbers, and customer reviews. This makes it simple to find a trusted lender near you, whether you’re in the CBD, Geylang, Bugis, Ubi, or any other neighborhood. Many directories also share practical details like office hours, loan types (personal, business, foreigner loans), and whether they handle fast approvals or flexible repayment plans.

Using a verified directory is important because unlicensed moneylenders — often called loan sharks — sometimes pretend to be legal lenders online. They may spam people with illegal SMS or social media ads and trap borrowers with hidden charges or threats. With a genuine licensed lender, you’ll always sign a physical contract in person, and the fees and rates are regulated by Singapore law.

If you’re planning to borrow, check the Registry of Moneylenders on the Ministry of Law’s website or use a reputable local directory that only lists licensed companies. This way, you can compare options confidently, visit a convenient branch, and get the short-term cash you need without risking scams or unfair terms. A verified financial directory makes finding a reliable loan faster, safer, and much less stressful.