Hey! I was in the same situation a few weeks ago. I needed something fast for Instagram and TikTok, with templates and music ready to go. I ended up trying
Templify App and it’s actually pretty convenient - a lot of pre-made templates, effects, and easy text editing. I mostly use it for quick Reels and short clips, and it saves a ton of time. Not saying it’s the only option, but if you want something simple and quick on iPhone, it’s worth checking out.