Thanks for the cool tutorial, Judy!   The underwater effect is perfect for this image fill.

I think I must have my monitor set darker than normal, because I couldn't see the skull image very well without lightening it.  I duplicated the image, set the duplicate layer to Screen, and then merged the layers together.  I used the same stroke value, but I changed the font size to 125.  I reduced the spacing between the letters by setting the kerning to -50.  I messed up the Effect Length in AS; instead of using 1.8 I used 2.1, so my animation has 18 frames.  For the save settings I used Optimized Octree and Nearest Color.

 

I'm so glad you gave this tut a try and shared your settings.  I always enjoy seeing others results and learning how they created their tag.  Making the image lighter was a great idea..

 

I love your tag.    Thanks again for locating this font for me. 

Great job, Karla!

I also had some trouble seeing the image, so I used Screen to bring it out.  I can see your scary skully LOL.

 

I'm glad you got a chance to play in your PSP and I'm glad you had fun with it!  Like timber said, not to worry, I can see your scary skull!